No fees. No credit check. No catch.

Get 1% cash back on Rent + Build your credit worth $300+/Year for the average renter

Canada’s first prepaid Mastercard that turns rent into instant rewards and real credit history
Join the Waitlist
How it Works
Built for renters and powerful for property owners and local merchants.

Our Trusted Partners

Trusted partners ensuring secure payments and reliable credit reporting.

Rent Costs You Thousands.
Props Gives It Back.

Most renters get no rewards, no cashback, and no credit history. Props turns your biggest expense into real cashback and credit-building automatically.
Most landlords don’t accept credit cards.
$150 billion on rent and get $0 back.
No cashback.
No points.
No credit history.
Rent disappears forever.
Other apps charge 1.75–3% fees.
Rent is usually the largest bill you’ll ever pay and the only one that gives you nothing back

How It Works

A simple, three-step process to pay rent, earn rewards, and build credit automatically.
1. Loan
Add money instantly from any bank account or set up free direct deposit.
2. Pay Rent
Works with any landlord. No setup. No fees for them
3. Earn
Get 1X points on every rent dollar + 2X bonuses on “Rent Day.” Plus everyday spend rewards everywhere Mastercard is accepted.
Your rent finally works as hard as you do.
4. Redeem & Build Credit
Cash out rewards instantly. 
Every rent payment is reported for free to Equifax and TransUnion.
On-time rent payments can help strengthen your credit profile over time.
Everything you get as a Props cardholder

Why Props Is Different for Renters

We’re the only rent-first rewards prepaid  card in Canada with cashback, free credit reporting, and zero fees.
Features
Chexy
KOHO
EQ Bank
Props Rewards
1% Cashback on Rent
Free Credit Reporting
(Equifax + TransUnion)
Zero Fees for You or
Landlord
No Credit Check Required
KOHO does not offer free rent reporting to credit bureaus, and EQ Bank does not report rent payments to credit bureaus.
Get Started Now
Real Numbers, Real Money Back

See How Much You Can Earn

Your rent already costs thousands Props puts real cashback and credit growth back in your pocket.
Average renter in Toronto
($28,800 over 3 years)
$288 cashback per year
just on rent
Build real credit that unlocks better rates later.
You’re paying rent anyway get cashback and credit growth from it.

Earn While You Wait

Every dollar you load onto your Props account earns competitive interest, designed to match leading high-interest savings products, until you spend it. 
No special steps.
No lock-in.
Your everyday balance just grows.
This means you’re not only earning rewards on rent and daily spend your money is working for you 24/7, even before rent is due.

Why Join Props: For Property Owners and Managers

Unlock new revenue, reduce operating costs, and deliver real financial value to your residents all at zero cost to you.
No changes to leases, rent amounts, or tenant relationships.
Partner With Props
Credit Build
Resident Spend
Cost Savings
Smart Marketing
New Revenue
Leasing Boost
Free Rent Reporting for Your Residents
Give every resident automatic credit-building for their on-time rent payments at no cost to your property.
  • Higher credit scores
  • more qualified applicants
  • stronger retention
Learn More
Earn on Resident Spending in the Neighbourhood
Residents earn rewards on local merchants.
You earn a share of the net revenue stream created by their everyday purchases.
  • Your community becomes an economic engine — one that pays you.
Learn More
Unlock Real Cost Savings for Residents
Residents get
  • Rewards on rent
  • Everyday spend rewards
  • Access to exclusive merchant benefits
  • High interest on their loaded balance
Happier residents = better online reviews, stronger renewals.
Learn More
Reduce Traditional Marketing Spend (AI-Powered)
Props uses AI-driven rewards to increase:
  • Lead quality
  • Tour completions
  • Lease conversions
All while reducing your dependency on paid ads and listing fees.
Learn More
Generate Additional Revenue by Onboarding Local Merchants
Every time you bring a neighbourhood merchant into the Props ecosystem, you unlock new, ongoing revenue for your building or portfolio.
Turn your local business relationships into a profit center.
Learn More
Boost Leasing Performance
  • Higher-quality applicants
  • Faster lease-up velocity
  • High resident satisfaction
  • Improved renewals
Your buildings become easier to fill — and easier to keep full.
Learn More

Why Join Props: For Merchants

Turn nearby residents into loyal, repeat customers — and only pay when you actually get results. Props connects your business directly to renters in your neighbourhood who are already spending every day.
Most merchants begin seeing incremental visits shortly after activation.
Partner With Props
Acquisition
Performance
Retention
Local Growth
Conversion
Expansion
New Customers From Verified Local Residents
Your offers are shown to real residents who live nearby not anonymous app users.
  • Higher intent
  • Higher conversion
  • More repeat visits
Learn More
Pay Only for Performance
No upfront ad fees.
No wasted impressions.
Residents get
  • Rewards on rent
  • Everyday spend rewards
Happier residents = better online reviews, stronger renewals.
Learn More
Drive Repeat Visits With Built-In Rewards
Residents earn Props rewards every time they spend with you.
Rewards create habit — and habit creates loyalty.
One visit turns into many.
Learn More
Hyper-Local Targeting (Powered by AI)
Your offers are delivered to:
  • Residents in specific buildings
  • Neighbourhoods you choose
  • The exact moments they’re most likely to spend
No flyers. No guessing. Just smart distribution.
Learn More
Stand Out Without Discounting Your Brand
Run offers that fit your business:
  • Cashback
  • Bonus rewards
  • Limited-time perks
  • Exclusive resident benefits
You control the experience — Props just amplifies it.
Learn More
Access a Growing, Sticky Customer Base
Renters use Props every month for rent and daily spending.
That means:
  • Built-in repeat exposure
  • Ongoing visibility
  • Long-term customer relationships
Learn More

Backed by Real Partners. Built by Real Fintech Experts.

From CDIC banking partners to Mastercard support, Props is built on proven infrastructure.
Backed by Trusted Banking & Fintech Partners
Card issued by Peoples Group a trusted, CDIC-member Canadian financial institution
Built on Bank-level, Enterprise infrastructure.
Real Partners. Real Infrastructure. Real Results.
Full support from Mastercard Canada Acceleration Engine

Join with Others, Already on the list

Beta spots are limited. The earlier you join, the bigger your launch bonus.
$50 rent credit for the first 10,000 members
Refer friends to move up the waitlist + earn rewards

Join the waitlist and see your exact position instantly.

Renters
Owners & Managers
Merchants
No fees. No credit check. Your info stays private.
You’re on the waitlist!
Thanks for joining Propsrewards. Your spot is secured, and you can see your exact position in line right away.
 We’ll notify you as soon as early access is available
Oops! Something went wrong while submitting the form.
No cost. No integration required. No obligation.
You’re on the waitlist!
Thanks for joining Propsrewards. Your spot is secured, and you can see your exact position in line right away.
 We’ll notify you as soon as early access is available
Oops! Something went wrong while submitting the form.
No upfront fees. Pay only for results.
You’re on the waitlist!
Thanks for joining Propsrewards. Your spot is secured, and you can see your exact position in line right away.
 We’ll notify you as soon as early access is available
Oops! Something went wrong while submitting the form.

Frequently Asked Questions

Everything you need to know about using Props, earning rewards, and building credit.
For Renters
For Owners & Managers
For Merchants
1. Is this actually free?
2. Will my landlord accept it?
3. Do I need good credit to join?
4. Is my money safe?
5. When does the beta start?
6. Can I use the card for everyday stuff too?
1. Does Props cost anything for property owners or managers?
2. Does Props change how we collect rent today?
3. Is there any additional work for our team?
4. How does Props generate revenue for our property or portfolio?
5. How does Props help with leasing and renewals?
6. Is Props compliant and secure?
1. How does Props help me acquire new customers?
2. Do I pay upfront to join Props?
3. What types of offers can I run?
4. How is Props different from coupon or deal platforms?
5. Can I target specific neighbourhoods or buildings?
6. Is Props suitable for small, local businesses?

Don’t pay rent like it’s 2015.

Join the waitlist and start getting money back on the biggest bill you’ll ever have.
Yes, Put Me on the Waitlist → $50 Launch Bonus
(No fees. No credit check.)
Afzal Sajee Co-Founder
Ex-Linamar, Canadian Solar, $250M real estate projects
afzal@propsrewards.io